Auto Loan Approvals!

[Joe_B]

APPROVING BANK: Acura Financial
BUREAU PULLED: TU
CREDIT SCORE: 728 (Auto FICO)
CUSTOMER STATE OF RESIDENCE: WI
NEW/USED: NEW
YEAR OF VEHICLE: 2010

MAKE: Acura

MODEL: RDX Tech AWD
MILEAGE: 5
RETAIL/LEASE: Lease
AMOUNT OF LOAN: 35,000
TERM CONTRACTED: 36 Mo
APR/LEASE RATE: .00119
MONTHLY PAYMENT: $459
MISCELLANEOUS COMMENTARY: Acura $439 RDX Tech Lease Special. Slightly higher for AWD model.

Message Edited by Joe_B on 03-02-2010 01:45 AM

[sayswho]

APPROVING BANK:Genysis Credit Union
BUREAU PULLED: Transunion
CREDIT SCORE:668 (This bank wouldnt tell me via email but another bank that turned me down told me that my TU was 668)
CUSTOMER STATE OF RESIDENCE: MI
NEW/USED:Used
YEAR OF VEHICLE: 2003

MAKE: Nissan

MODEL: 350z
MILEAGE:54000
RETAIL/LEASE: Retail
AMOUNT OF LOAN: 12,500
TERM CONTRACTED: 4
APR/LEASE RATE: 9.25
MONTHLY PAYMENT: $237
MISCELLANEOUS COMMENTARY: I had put $3k down

[Anonymous]

APPROVING BANK: Navy Federal Credit Union
BUREAU PULLED: Equifax

CREDIT SCORE: 591

CUSTOMER STATE OF RESIDENCE: Georgia
NEW/USED: New

YEAR OF VEHICLE: 2010

MAKE: Hyundai

MODEL: Elantra GLS

MILEAGE: 0
RETAIL/LEASE: Retail
AMOUNT OF LOAN: ~8000
TERM CONTRACTED: 4yrs
APR/LEASE RATE: 12%
MONTHLY PAYMENT: 220

MISCELLANEOUS COMMENTARY: I had to put down ~8800. The 226 includes payment protection if I was to lose my job. 12% was great considering my score

[Anonymous]

APPROVING BANK: Harley Davidson Credit

BUREAU PULLED: ?

CREDIT SCORE: 5??

CUSTOMER STATE OF RESIDENCE: Illinois
NEW/USED: New

YEAR OF VEHICLE: 2008

MAKE: Harley Davidson

MODEL: VRSCDX Night Rod Special

MILEAGE: 0
RETAIL/LEASE: Retail
AMOUNT OF LOAN: 20,249
TERM CONTRACTED: 84mo
APR/LEASE RATE: 7%
MONTHLY PAYMENT: 323

MISCELLANEOUS COMMENTARY: This was a March 2008 purchase 100% financed. Before I payed any attention to my scores etc. and prior to medical hitting my CR. Price incudes GAP insurance and 3 year service plan. STATUS: OPEN/NEVER LATE. At the time, I'm sure my scores were less than stellar.

Message Edited by OnTheMends on 03-09-2010 09:49 PM

[nes]

APPROVING BANK:credit union of america
BUREAU PULLED: equifax and transunion
CREDIT SCORE:eq- 655 tu-649
CUSTOMER STATE OF RESIDENCE: ks
NEW/USED: new
YEAR OF VEHICLE:2010

MAKE:?

MODEL:?
MILEAGE:?
RETAIL/LEASE:?
AMOUNT OF LOAN: 33000
TERM CONTRACTED: 60 months
APR/LEASE RATE:6.25
MONTHLY PAYMENT: ?
MISCELLANEOUS COMMENTARY: havent decided exactly what to purchase yet, i was amazed that they where able to preapprove me for so much money with less then 2yrs of credit history.  

[Anonymous]

! This really gives me motivation! SO thanks to all of you who posted!

[Anonymous]

APPROVING BANK:ROADLOANS
BUREAU PULLED:EXPERIAN
CREDIT SCORE:FICO EQ 608 TU 610 EX 591 
CUSTOMER STATE OF RESIDENCE:WA
NEW/USED:USED
YEAR OF VEHICLE:2007

MAKE:FORD

MODEL:FOCUS
MILEAGE:18000
RETAIL/LEASE:RETAIL
AMOUNT OF LOAN:9400
TERM CONTRACTED:72
APR/LEASE RATE:17
MONTHLY PAYMENT:210
MISCELLANEOUS COMMENTARY: Yes it's a high apr but planning to refinance within a year. Have a couple charge offs from 2007 and had 3collections. Purchased the car in January 2010.

Getting better month by month!!!

Fico 2/3/10 EQ 628

Fako 3/1/10 EQ 621 TU 644 EX630 

Here I come 700 club....thank you myfico!!!!!

[jestan01]

APPROVING BANK: American Honda Finance
BUREAU PULLED: ?
CREDIT SCORE: Equifax 686 TransUnion 723 "January 2010", Experian 715 "October 09"
CUSTOMER STATE OF RESIDENCE: Pennsylvania

NEW/USED: New
YEAR OF VEHICLE: 2010

MAKE:Honda

MODEL: 2.4 Accord EX-L Sedan

MILEAGE:120
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $23000
TERM CONTRACTED: 60
APR/LEASE RATE: 3.9 %
MONTHLY PAYMENT:$423
MISCELLANEOUS COMMENTARY: $4000 Down, this is my first brand new car

[Anonymous]

APPROVING BANK: Audi Financial Services
BUREAU PULLED: ?
CREDIT SCORE: FICO 771
CUSTOMER STATE OF RESIDENCE: NV
NEW/USED: New
YEAR OF VEHICLE: 2010

MAKE:Audi

MODEL: 2.4 Q5 Prestige

MILEAGE:200+
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $52000
TERM CONTRACTED: 36
APR/LEASE RATE: 3.5 %
MONTHLY PAYMENT: (high)
MISCELLANEOUS COMMENTARY: $25000 downpayment

[MRMAGOO222]

This thread is to be used for your Auto Loan Approvals just copy and paste!

APPROVING BANKUBARU -jp MORGAN
BUREAU PULLED: ?
CREDIT SCORE: 696 TU 
CUSTOMER STATE OF RESIDENCE: OH
NEW/USED: N
YEAR OF VEHICLE: 2010

MAKE: SUBARU

MODEL: OUTBACK
MILEAGE:126
RETAIL/LEASE:R
AMOUNT OF LOAN:28k
TERM CONTRACTED:63
APR/LEASE RATE:2.9
MONTHLY PAYMENT:483.00
MISCELLANEOUS COMMENTARY: been researching for weeks - found online the car we wanted

-went in to test drive @ at 12:45 on Sat -made offer- apped-approved in 10 minutes-signed and drove away before 2:30 - without a penny down.