Hello,
After learning many useful tips on this forum last year, my husband and I were able to purchase our first home. Now after having our third child, we need to purchase a car (we like the Chevy Traverse, which will be around $30K with some of the options we want). I pulled up my current scores on myFiCO and noticed that my TransUnion has a 544 score, and my Equifax a 626. The TransUnion has a number of errors for which I wrote a dispute letter, but I am wondering if we will be able to get a decent loan within the next couple of months. What actions should I take to as expediently as possible have my errors corrected, thus raising my scores. On Sunday, my Equifax score was raised 50 points with the correction of some of the errors.... I am hoping for the same fortune with TransUnion. Any advice would be great. Will I be able to get an auto loan within the next month or two?
