Auto Loan

[Harvey26]

So recently got my auto loan converted to just my name so now it appears on my credit report as individual account. Does that way any differently than joint?

[Anonymous]

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@Harvey26 wrote:

So recently got my auto loan converted to just my name so now it appears on my credit report as individual account. Does that way any differently than joint?

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It reports the same and does not report differently if that is what you mean...

[Anonymous]

Yep, does not weigh any differently.

Has the same effect on your score as a joint account did.

The only difference is, moving forward, payment history and such will only affect you and not your original co-signer (it will no longer report on their credit moving forward).