Auto Refinance Approval

[Anonymous]

APPROVING BANK: Pen Fed Credit Union
BUREAU PULLED: Equifax
CREDIT SCORE: 714

SOFT PULL/HARD PULL: Hard Pull 
CUSTOMER STATE OF RESIDENCE: NY
NEW/USED: USED
YEAR OF VEHICLE: 2014
MAKE: Ford 
MODEL: Mustang
MILEAGE: 83k
FINANCE/LEASE: Finance

PURCHASE PRICE: 17k
AMOUNT OF LOAN: 10k
TERM CONTRACTED: 36 months
APR/LEASE RATE: 2.99
MONTHLY PAYMENT: 285
ANNUAL INCOME: 70,000
DEBT TO INCOME RATIO: no idea how to check
MISCELLANEOUS COMMENTARY: Had an original loan through ally at 17.6% have been paying on it for 3 years and finally had the credit score to refinance for 2.99% I can't believe it!!

[AllZero]

Congratulations on your refinance approval!

[Loquat]

Nicely done. Enjoy the savings!

[Credit4Growth]

Huge Congratulations on your successful rate reduction and new credit scores! 

[Anonymous]

Congratulations on your approval and huge rate reduction! 🥳