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Auto Refinance - I know another one

New Member

Auto Refinance - I know another one


FICO - 733

Current Loan Holder - Cap One AF

Current Rate - 5.17%

Payment - $398.02

Payoff - $21,209.25

Orig - $24,544.38

Start Date - 1/29/2013

Term - 73 Months

Mileage - ~25000mi


I would like to refi just for a better interest rate.  I dont know if lenders will allow me to keep my current term.  If not keep it really close.  I know a percentage or 2 off only would lower the monthly payment ~$15-$30 but every bit counts.


Any advise is appreciated.

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