Situation
FICO - 733
Current Loan Holder - Cap One AF
Current Rate - 5.17%
Payment - $398.02
Payoff - $21,209.25
Orig - $24,544.38
Start Date - 1/29/2013
Term - 73 Months
Mileage - ~25000mi
I would like to refi just for a better interest rate. I dont know if lenders will allow me to keep my current term. If not keep it really close. I know a percentage or 2 off only would lower the monthly payment ~$15-$30 but every bit counts.
Any advise is appreciated.
