@Mdowning30 wrote:Unfortunately out of DCU's long list of companies and localities, Im not eligible living in Miami, FL. Yes it's pertaining to the 2015 Camry. ATM in the process of finalizing with an offer from Tower Federal Credit Union.
👍 and good luck to you!
For me 😊 I am just happy to here you working with a CU. Hope they treat you well!
Looks like they're already in the process, Experian already notifies me that my Capital One account was disconnected, is that a good thing ? I hope it's a smooth transition and reports properly.
Starting Score: 512My new loan would be 5.49% interest rate, and $357 a month. From 21% and $504 I will be saving a lot.
I see that you were recently approved.
Congratulations bud!
You did very well! 💫
Congratulations bud!
You did very well! 💫
Monthly payment is actually $340 but plus $17 for GAP protection 
From $504 ton$350-ish, mission accomplished!
Happy to see your efforts paid off. 21% cut ✂️ down to 5.49%
Super Congrats!
Happy to see your efforts paid off. 21% cut ✂️ down to 5.49%
Super Congrats!
Ahh man just realizing i could have joined with that Reach Out For Schools program for DCU, but not certain if they would have approved a loan for me. With Tower Federal Credit Union, in my loan agreement i did sign up for an organization that was a $35 donation and a savings account minimum of $5.
@Mdowning30 wrote:Monthly payment is actually $340 but plus $17 for GAP protection
If you had GAP on the original loan, you're probably entitled to a partial refund. Make sure to pursue that.
Recieved the email that Tower Federal Credit Union will send the funds over to Capital One in 7-14 business days and Caribou will handle changing the lienholder info. So my APR is actually 6.45% and the interest is 5.49%. I think thats pretty good for my profile. They have a nice looking mobile app and as soon as i can i will see if its possible to change paying my payment monthly to bi-weekly.