Auto Refinance

[jaylash]

Hello All,

Thank you for the great info.

Eq: 708 (710 on Eq, 708 on myfico)

Tu: 749

Ex: 767

I plan on refinancing my car loan as my credit had improved over the past year. Does anyone know which lenders do not pull equifax. I lEnders that use either or both of my better scores. 

Thank you,

Jay

[fury1995]

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@jaylash wrote:

Hello All,

Thank you for the great info.

Eq: 708 (710 on Eq, 708 on myfico)

Tu: 749

Ex: 767

I plan on refinancing my car loan as my credit had improved over the past year. Does anyone know which lenders do not pull equifax. I lEnders that use either or both of my better scores. 

Thank you,

Jay

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It could be any of them. Most National Lenders will use your geographical area to determine. Some lenders will pull a second bureau on request. Who is your current auto with now?

[jaylash]

Thank you fury, I had already applied earlier today and was approved with PenFed. I was trying to avoid places who use Equifax, I didn't realize it was regional. Either way, it worked out fine.

[jaylash]

Duplicate 

[Anonymous]

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@jaylash wrote:

Thank you fury, I had already applied earlier today and was approved with PenFed. I was trying to avoid places who use Equifax, I didn't realize it was regional. Either way, it worked out fine.

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Congratulations!  I was approved for a refi from PenFed yesterday, had the check in my hands today.   This is the first time I've had a refi with a check, so it went a little bumpy when I took it to the original lender today but I'm super excited for the lower rate.  Was really glad I spent the $15 and had them overnight it.

[jaylash]

Hello!

I was really excited as well (getting approved). This was my first car loan and refi.

I did not realize that I could have the check overnighted, thank you for letting me know that. I couldn't find it on the website, so I'll call them tomorrow. 

Thank you.

Jay