Auto loan charged off but i still have vehicle.

[keikdasneak]

Hello all,

i went through some bad times and was not able to pay for my vehicle and GM financial charged off my car. I still have the vehicle right now but i was wondering if i could go to another bank and get another loan for the same car to pay off my old balance?

remaining balance is $16k car is worth $40k on bluebook.

[sccredit]

How long ago was it charged off? What are your scores? If it's been long enough maybe you can go to a credit union and the equity in the car would help.

[keikdasneak]

Status Charge-off

Status date Nov 2019

Past due amount $16,298

Blue book and Edmund valve at $40,000

Experian 618

Equifax 576

Transunion 620

11/12/20