@Anonymous wrote:
I appreciate your inputs. The idea that i have now because of low credit score, i was planning to approach a credit union rather than the dealer themselves.
Would that be a bad idea? Also, would you guys have any idea on landrover specifically?
in this case for the kind of car you are looking to buy and price tag I would skip the credit union... you need the dealership that has skin in getting that car out the door and not coming back because it's not financed!
I know it was before the credit crunch but I had purchased an infiniti G35 and had not even made a payment (between 30-60 days in) and took it back to dealership to trade in for SUV and the manager or dealership didn't even run credit again and pushed me out the door in a QX56... finance manager had a lot of questions in the weeks to follow but in the end that dealership probably pulled one of it's "wild card, please finance no matter what" with infiniti because when I offered to bring it back I didn't hear from them again and I got a statement a couple weeks later to pay first payment!! (I had a 645 TU at the time) oh and he tier 1 me... my G35 had been at 9%, so not even tier 3 rate!!!
if the manager/finance people want it done and they are volume dealer... they can make it happen.
