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Auto loan

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Anonymous
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Auto loan

My BK was discharged 3/8/13. I have a lease with Honda that ends 5/25. Also just approved for Cap 1 unsecured card with 3k limit. Also have been paying mortgage through BK. Any thoughts on me being approved for another vehicle through Honda or any advice out there.
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Anonymous
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Re: Auto loan

If I am reading this right, you went through a Chapter 13 BK where you reaffirmed your mortgage and your lease right? Any other installment loans you had which got discharged through BK? If not, and provided Honda pulls and uses your Auto Adjusted FICO score, you should get approved.

 

Now if I read it wrong then you are probably repaying your mortgage through your trustee and you have not reaffirmed it, then your AA FICO score is trashed as well and you might find it tough getting an approval out of Honda.

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