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BMW Credit Tiers

Mjhall85
Frequent Contributor

Re: BMW Credit Tiers


@DarkKnight_Credit wrote:

@Camarejh wrote:


Im a huge BMW fan. Ive owned 6. If you take care of them they will take care of you. You hear horror storries of bmws always breaking. I had an e39 m5 that i took to 245000 miles. Small issues but things that just wore out with age so it was expected. My F80 M3 i put 70,000 hard hard miles on it. 1 issue. Intercooler pump went out. 400 dollar fix. Thats it. My wife drives an 11 X5M and it has 125000 miles on it. Ive changed the battery and the turbo feed lines were leaking. Again it was expected. Had an E46 M3 and took it to 138000 miles. Literally no issues besides a headlight going out. I keep up on the maintenance and kee them clean and they love me back. The newer ones are even better! The new tech is absolutely amazing and jealous you have all that! 


lol that's a ton BMW cars you've owned! I fell in love with this car, so I'm now a fan. I'll be sticking with this brand in the future. That's good that you've been maintaining your cars. I didn't know that BMW can last that long. I did hear horror stories about BMW's breaking. I think one of the main complaints I also hear was the cost of on the maintence on BMWs.


The maintenance can be expensive but even oil changes you go longer in between pending on your driving habits. We just traded in our 15 528i and picked up a 19 X5 x drive 50i and we thought the 5 series was fun with that little 2.0 turbo this thing is a blast with the v8 twin turbo. 

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Message 41 of 45
Joro2819
New Visitor

Re: BMW Credit Tiers

I am waiting on my car to clear the VPC, I was approved and my score is a 668. I have financed six cars with BMW but I doubt I will get 0.9 with my score. Also putting 20% down on the M3.

Message 42 of 45
DarkKnight_Credit
Valued Member

Re: BMW Credit Tiers


@Mjhall85 wrote:

The maintenance can be expensive but even oil changes you go longer in between pending on your driving habits. We just traded in our 15 528i and picked up a 19 X5 x drive 50i and we thought the 5 series was fun with that little 2.0 turbo this thing is a blast with the v8 twin turbo. 


Thanks for the info. Luckily I don't drive it that much, since I drive my other car on weekdays. Glad to hear that you're enjoying another new BMW. That's super fast! I'm definitely going to stick with BMWs in the future.

Message 43 of 45
DarkKnight_Credit
Valued Member

Re: BMW Credit Tiers


@Joro2819 wrote:

I am waiting on my car to clear the VPC, I was approved and my score is a 668. I have financed six cars with BMW but I doubt I will get 0.9 with my score. Also putting 20% down on the M3.


Congrats! Although I got screwed on the dealership not offering me a slightly better interest rate after putting nearly half down on the car, hopefully you'll get a really good rate, especially if you're planning on putting down 20%. BMW M3 looks really nice. What year is it?

Message 44 of 45
Joro2819
New Visitor

Re: BMW Credit Tiers

It's a 2022 competition Dravit Grey and I'm excited but of course with the chip shortage, it's stuck at Baltimore. I'm hoping I don't get screwed on rate either. 

Message 45 of 45
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