cancel
Showing results for 
Search instead for 
Did you mean: 

BMW FS

tag
Anonymous
Not applicable

BMW FS

I applied for a lease on a new x5,  Experian was 78something. Took the new car home but a day later the vehicle was returned. and downpayment reimbursed.

The hard pull stays on my credit even tho the lease never completed? 

Message 1 of 6
5 REPLIES 5
CreditCuriosity
Moderator Emeritus

Re: BMW FS

absolutely.  You applied for the lease.. Not quite sure how you got outta of it..  Inquiries will remain.

Message 2 of 6
jacksont1981
Frequent Contributor

Re: BMW FS


@Anonymous wrote:

I applied for a lease on a new x5,  Experian was 78something. Took the new car home but a day later the vehicle was returned. and downpayment reimbursed.

The hard pull stays on my credit even tho the lease never completed? 


Why the return if you dont mind me asking?

Started 6/2014 EX 594 EQ 617 TU 580 FICO's Goal is 740's and up
Message 3 of 6
Anonymous
Not applicable

Re: BMW FS

They stay... why you return it... such a nice piece of machinery Smiley Sad 

Message 4 of 6
Anonymous
Not applicable

Re: BMW FS


@CreditCuriousity wrote:

absolutely.  You applied for the lease.. Not quite sure how you got outta of it..  Inquiries will remain.


he can dispute it but i doubt it will be taken away

Message 5 of 6
Anonymous
Not applicable

Re: BMW FS


@Anonymous wrote:

I applied for a lease on a new x5,  Experian was 78something. Took the new car home but a day later the vehicle was returned. and downpayment reimbursed.

The hard pull stays on my credit even tho the lease never completed? 


By leasing or buying, it is a chance you take by knowing a report will be pulled.  A decision to return later will not get the inquiry removed as it is a legitimate inquiry.

 

By the way, Welcome to MYFICO...

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.