Burned Penfed But Pre-Qualified For Auto Loan

[Disregard]

In 2019, I filed CH7 BK and included Penfed. 

I had a $5,000 credit card balance with them and an auto loan. I did not reaffirm that auto loan; instead, I continued to make payments to them (that did not report to the bureaus) until the loan was completely paid off. 

I'm on the search for a vehicle and decided to try their pre-qualification process and was shocked to see them offer the following: 

I am to the part where they ask to "Review Your Loan." I wanted to check here to see if this is too good to be true before I get to a stage where they run a credit check. Does anyone have any helpful insight?

[CreditCuriosity]

Once you burn a CU  you are not going to get a credit product unless they are made whole again from everything i have seen.  I would search other means of financing.

[Gladius]

"Prequalified" and "preapproved" are two different things.  Make sure you don't risk an unnecessary credit inquiry.  IMO, you should call and speak to a LO in person.