What do you mean the bankruptcy was dismissed? Do you mean discharged or that it never happened?
Also a "redeemed reposession" is when your car is picked by the repo agent but then you go back to the bank, catch up on payments and the bank releases the car back to you. This isn't super rare but it's not common either.
If nobody has come for the car in 5 years...that is highly unusual. My sister was a repo driver and also worked in the office and she has told me about skip tracing and other means to find cars. Lets just say police aren't the only ones that can run peoples plates. This also means if your car is registered and a repo agent with a plate reader scans your plate they get a instant notification on their computer and more than likely your car will be gone shortly after. Some repo companies have "camera cars" (my sisters company had 3) and they have people drive around all day and night just scanning everybody's plates looking for repos.
For none of that to have happened yet means something somewhere got lost in translation. The "redeedmed reposession" is a clue. Sometimes banks will not repo cars if there is excessive damage or the expected auction value is less than what the bank will have paid to have it repo'd. This varies by lender as some lenders repo everything at all cost and some don't.
If it really bothers you call GM financial and ask them if they still want it and where you can drop it off if they do and be done with it.
8/8/25