I've been trying to guide my girlfriend to get her credit right so she can get another car. Before we met she had a rough patch where she was very irresponsible and living above her means. She ended up with 5 charged off credit cards and a car repo. I have managed to get her from 532 to 594 in the past 8 months. with paying off or settling a few charge offs and piggy backing her on a few of my credit cards (cards with her name were immediately shreaded). We are still waiting for the last couple credit cards settlements to reflect on her credit report next month and hopefully her score will be over 600 again.
Question is will she be able to get auto financing for a another auto loan any time soon? repo is 2 years old. I have no interest in co-signing. Looking for any advice or experience here of what scenarios could play out.
Thx.
