So.. i was on my 2nd leased Honda. went today to see if i could upgrade early like last time just because i got my registration renewal and it was on my mind. but i still had 15 payments left so it was a tad too early and we were ready to walk out the door.. but the finance manager(who i have history with since obv ive leased both my cars there AND he interviewed me for a BDC job) seemed desperate to sell me a car - the place was dead.
we had to put a bit more money down than i had planned on but.. here we are! now bf and i own a home and a car together- hes not getting away now! 😂
APPROVING BANK: Capital One
BUREAU PULLED: Experian
SOFT PULL/HARD PULL: 2 hard pulls for both of us(1 by the dealership)
CUSTOMER STATE OF RESIDENCE: RI
YEAR OF VEHICLE: 2018
MODEL: Civic Hatchback Ex
TERM CONTRACTED: 7 years
APR/LEASE RATE: 9.48%
Amount Financed 26,000
MONTHLY PAYMENT: $423
MISCELLANEOUS COMMENTARY: both i and my bf are on this loan
-full 7 year warranty included
Congrats. What were your scores?
not as high as i would have liked 😂.. under 700.. we just started rebounding from buying the house AND me being laid off for 3 months.
i wasnt planning on buying i like leasing but when they came out with cap one i said 🤦♀️- theyre always sending me finance preapprovals!
also just looked at my paperwork.. amount financed is 26,000, interest rate is 9.48%.. i will edit
How far under 700? My wife got the same rate as you on refinance with a 527.
hey thanks for making me feel good 🙄. i was 660 and he was 680 or something but we just bought a house in august and i have a TON of inquiries.
oh well. i have the car. the end