Sorry to here about your situation. I was a salesman for about 5 months back in 1997. If there is one thing that I took from my experience...it would be how to buy a car. I would never buy in one day...I would take up to 5 to 7 days an let the car sit, on the dealers property, until I knew personally that my deal was solid enough for approval from ‘’the lender”. The only chance you take is that they may sell it. If your in love with it, just place a firm enough deposit for them to hold it...otherwise, there is always another vehicle waiting for you, somewhere, if not there. Yes, you will find that most people would ‘frown” on this strategy, but I know from experience how dealers will push you and the car out the door, quickly, for sales numbers, in hope’s that you get “final approval” for the loan. If your fico credit score isn’t close to 700 or better...it’s a slower process for approval. Remember this, if your deal isn’t approved an you are still in possession of the car...drive it back to them as fast as you can an let it sit until you are officially approved, because somewhere in the paperwork is language that can allow them to charge you, substantially, for running up mileage, bearing the deal does not go thru with final approval.