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Car Financing Help!!

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credit_challenged09
Regular Contributor

Car Financing Help!!

I'm looking to purchase a new car soon but am afraid that the dealership will have multiple inquiries on my credit.  so far i've tried to secure my own financing but they are wanting to pull equifax.  equifax has one creditor that is due to fall off within the next month or so.  i'm wanting them to pull transunion fewer inquiries or experian lots of inquiries.  my TU score from discover is 714 and walmart 711.  l've tried navy federal - they want equifax and usaa - want equifax as well.  does anyone know what banks prefer transunion or experian?  thanks. 

 

 

FICO Scores: (EX-735-11/12) EQ-757-12/03 (TU-750-11/12)
Discover FICO: 756 - 12/17 Walmart FICO: 750-1/06
USAA FAKO: EX-742 EQ-761 TU-761

Macys $7.2k - NFCU $24k - Discover $6.8k - Cap One $3500 - Nordstrom $3.5k - Wells Fargo $1k - Walmart $4.5k- The Limited $2.5k- Victoria's Secret $2.2k- Bloomingdales $2k- JCP $700
Message 1 of 4
3 REPLIES 3
prabs99
Regular Contributor

Re: Car Financing Help!!

Modcut

 

Have you tried this? Mods, if this link is not allowed, let me know. Thanks

 

External links to that site aren't allowed.  Smiley Wink

Shogun

 

FYI,,, might also google whogavemecredit.

FICO (Discover) 805
Message 2 of 4
credit_challenged09
Regular Contributor

Re: Car Financing Help!!

i don't think people post their car loans in the credit pulls database.
FICO Scores: (EX-735-11/12) EQ-757-12/03 (TU-750-11/12)
Discover FICO: 756 - 12/17 Walmart FICO: 750-1/06
USAA FAKO: EX-742 EQ-761 TU-761

Macys $7.2k - NFCU $24k - Discover $6.8k - Cap One $3500 - Nordstrom $3.5k - Wells Fargo $1k - Walmart $4.5k- The Limited $2.5k- Victoria's Secret $2.2k- Bloomingdales $2k- JCP $700
Message 3 of 4
prabs99
Regular Contributor

Re: Car Financing Help!!

CapitalOne Auto LoanTransUnionyes610$30,000N/ANHN/A2014-06-268% for 2014 or newer, 8.45% for 2013 (which is what I selected), 9% for 2012, 10% or so for 2010-2011

 

Type in "auto" in the search field and select Transunion.  See example from the database.

FICO (Discover) 805
Message 4 of 4
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