No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
It's pretty easy to get online quotes from different companies ~ I'd recommend just checking into the websites for various companies ( Geico, Progressive, Allstate, etc...) to see who will give you the best deal.
i recommend geico im paying 147.85 for full coverage
Mercury Insurance may be an option, but you may have to go through an agent.
Progressive and Geico are good as well and you can go direct; you'll end up paying $6-$7 in installment fees if you pay in installments - but it is much less than a broker/agent fee.
I found that Amica was the lowest for me. The also provide GAP as low as $5 a year.
They are scrict, but you can try.