Car loan with no income verification?

[IntegerIntrovert]

Can anyone recommend a lender (not a CU) preferably a national or dealer network for a no income verification auto loan? Looking at new Tesla/Jeep/Hyundai's

All auto scores above 750

10k down against 40k-50k after tax.

Thanks in advance!

[Brian_Earl_Spilner]

I've literally never had to show income for a loan.

[CH-7-Mission-Accomplished]

---

@Brian_Earl_Spilner wrote:

I've literally never had to show income for a loan.

---

This^

I have never been asked for VOI for any credit card or loan since I filed BK 7 -- in fact prior to that the only time I was ever asked for VOI was on a mortgage loan.   With 25% down and a 750 (real FICO score) you should focus on which car you want.   I would never encourage anybody overstating their income, but be aware that your stated income needs to support the requested loan.   

[4sallypat]

Try Capital One Auto Navigator SP - they will tell you how much you can borrow as well your rate - new or used...

[Brian_Earl_Spilner]

---

@4sallypat wrote:

Try Capital One Auto Navigator SP - they will tell you how much you can borrow as well your rate - new or used...

---

They've been known to ask for paystubs

[Anonymous]

---

@Brian_Earl_Spilner wrote:

I've literally never had to show income for a loan.

---

^ Same

When I worked at a car dealership I can only think of one instance of a customer with a prime score needing to provide proof of income. If your scores were sub-prime then income verification would likely be needed, in addition to references. With a 750 FICO score you shouldn't need to provide proof of income. We financed my truck through Chrysler Capital before I left the dealership and they accepted my wife's income even though she hadn't started her new job yet (employment contract was signed).

[disdreamin]

The only auto loan I've ever had to show income info for (paystubs) was one through a credit union. All the others they've pulled FICO scores and I've signed, that's it.

[dunn2500]

with 665 score and above i have never been asked for income and bought 3 new vehicles.....payment history was 100% though and nothing bad on report.....just short history

why dont you want to use credit union?.....they are awesome, idk if i ever wouldnt consider them

[Anonymous]

I didn't have to show income on my latest vehicle purchase. But this also isn't my first auto loan with DCU.

[barca]

 I have never been asked to provide POI for any auto loan too.

That might be becuase  I have existing relationship with the banks (cap one /BOA)

but it is better to be prepared for the worst case scenario - they might ask.

just becuase others have been lucky or you have high credit score does not negate the standard requirement for POI.

imho -

if you have existing relationship with a bank like checking/savings - that will be your best bet for the auto loan

They are likely not to request POI.