Carvana?

[Anonymous]

Just got over a Chapter 13 with a discharge on Jan 12th.  We are in desperate need of a vehicle so I have been shopping around.  And there is a Carvana location about 50 miles from me so I thought I would check it out.  I did their prequal and got 13.85 Rate.  I know that is high, but is that a normal rate for someone in my position?  FICO's are 594, 592 and 600.  

I have seen on the forums some have used Carvana, but none recently...so I am wondering if anyone has used it recently and how it went.  

Thanks

[Anonymous]

Try a local credit union. You'll likely get a slightly better rate. However if you have the cash I suggest buying a cheap used car until you can get your credit in a better situation to where you can get better rates.

[bigpoppa09]

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@Anonymous wrote:
Try a local credit union. You'll likely get a slightly better rate. However if you have the cash I suggest buying a cheap used car until you can get your credit in a better situation to where you can get better rates.

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+1 Also to add Carvana doesn't use Fico scores they use  EX Vantage score   AKA Fako score.