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Chase auto

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Anonymous
Not applicable

Chase auto

I am under the impression that Chase pulls TU cb.  Does anyone know if they will finance 120% of the loan or is it less?  Thanks for the help

Message 1 of 6
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fury1995
Valued Contributor

Re: Chase auto

Could be regionally decided. In my experience (professionally), Chase normally pulls Equifax. They will allow an alternate bureau (TU or EX) "if" the alternate bureau has more positive trade lines and a higher score.

 

As far as advance.. it vaires based on score and tier. Leases 110% of MSRP, 125% of Invoice (new) and pre-owned is collateral dependant and term dependant.

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

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Message 2 of 6
Anonymous
Not applicable

Re: Chase auto

Hey thanks for the reply fury1995.  Yeah I am trying to find a captive lender that pulls TU that can maybe beat my crdit union of 2.74% for 72 mths

Message 3 of 6
StartingOver10
Moderator Emerita

Re: Chase auto

Captive Lender: (see link) http://www.investopedia.com/terms/c/captivefinancecompany.asp

 

Are you buying the vehicle now or do you already own it?

Message 4 of 6
Anonymous
Not applicable

Re: Chase auto

hopefully will be purchasing this weekend

Message 5 of 6
fury1995
Valued Contributor

Re: Chase auto


@Anonymous wrote:

Hey thanks for the reply fury1995.  Yeah I am trying to find a captive lender that pulls TU that can maybe beat my crdit union of 2.74% for 72 mths


Some Prime banks can do that. US Bank comes to mind.. so does PNC.

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

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Message 6 of 6
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