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Thanks! We didnt go over the top when we built our house and I got a big pay bump 2 years ago so that helps. Hopefully I can really put more towards this deby and going from a $700 car payment to a $450 should help put more to it as well. Plus we're doing a streamline internal refi (no credit pull so that helps) with our current mortgage to bring payments down by $300-400/mo So every bit will help knock this debt out!
Thats good to know about Credit Karma. I look at it every so often but I always see a variaqnce in any score I pull so I'll take your suggestion and look at the ones you recommend THank you!!!
Went to CCT my score is a 660 and husbands is 694 and we still have large payments from last week that havent posted to our account yet so this makes me feel better as long as CCT is accurate!