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Credit Utilization

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jdxprs1
Frequent Contributor

Re: Credit Utilization

17k debt with your income is nothing. Just tighten the belts for a month and get it paid down. I'm sure you'll be fine getting a lease.
Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 11 of 14
Anonymous
Not applicable

Re: Credit Utilization

Thanks! We didnt go over the top when we built our house and I got a big pay bump 2 years ago so that helps. Hopefully I can really put more towards this deby and going from a $700 car payment to a $450 should help put more to it as well. Plus we're doing a streamline internal refi (no credit pull so that helps) with our current mortgage to bring payments down by $300-400/mo So every bit will help knock this debt out! 

Message 12 of 14
Anonymous
Not applicable

Re: Credit Utilization

Thats good to know about Credit Karma. I look at it every so often but I always see a variaqnce in any score I pull so I'll take your suggestion and look at the ones you recommend THank you!!! 

Message 13 of 14
Anonymous
Not applicable

Re: Credit Utilization

Went to CCT my score is a 660 and husbands is 694 and we still have large payments from last week that havent posted to our account yet so this makes me feel better as long as CCT is accurate!

Message 14 of 14
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