DCU Refinance?

[Anonymous]

Hi all,

I currently have auto loan with DCU, rate 5.49% of $25,000 in 65 months. I paid on time for 6 months already, the loan left now is $23,000.

I wonder if my Fico 5  (661) would do any good if I ask them to refinance? Or I may need to wait for more time to let the score goes up a bit?

Thanks in advance

[pipeguy]

generally a lender will NOT refi their own loan, that said would not hurt to call and ask. Note that DCU's best rates require 740 level scores.

[itswink]

DCU will refi their own loan. Very easy process. $125 fee and hard pull. Will submit POI. They will email the document for electronic signature. The whole thing is very quick.