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It doesn't list the rewards structure for the visa rewards card. Just says you can earn points. They need to update their page a bit. Hard to tell if it's worth it. Apr is nice for a rewards card though.
@Anonymous wrote:It doesn't list the rewards structure for the visa rewards card. Just says you can earn points. They need to update their page a bit. Hard to tell if it's worth it. Apr is nice for a rewards card though.
I originally applied for the rewards credit card. They offered me to choose between rewards and regular card online. They showed both apr and I went with platinum card instead.
Just got off the phone and they asked me how much of credit line I wanted. I said the largest possible.
They offered 7500 at 11.25 or 11.5. Can't remember which apr but it was 11 something.
Was kinda hoping for a limit above 10k. How often do they do cli?
@Anonymous wrote:Just got off the phone and they asked me how much of credit line I wanted. I said the largest possible.
They offered 7500 at 11.25 or 11.5. Can't remember which apr but it was 11 something.
Was kinda hoping for a limit above 10k. How often do they do cli?
Congrats on your approval! Did you apply over the phone?
While I was on the phone I asked if I was approved for a card and she talked to the underwriter.
She said when my loan was approved I could accept it.
Just finished getting the membership done. Was crazy had to resubmit so many documents. Felt like buying a house just to get the membership. Heck the loan was easy but the membership part took tons of time.
Now when I login I see all these pre-qualified offers. It shows a plantium visa asking how much credit I would like and basic app questions. I wanted the rewards one but it doesn't show up. So not sure how that works if I should just go to the main page and try from there. I mean the rewards isn't special it's like 1 point per dollar so nothing big so idk.
@Anonymous wrote:While I was on the phone I asked if I was approved for a card and she talked to the underwriter.
She said when my loan was approved I could accept it.
Just finished getting the membership done. Was crazy had to resubmit so many documents. Felt like buying a house just to get the membership. Heck the loan was easy but the membership part took tons of time.
Now when I login I see all these pre-qualified offers. It shows a plantium visa asking how much credit I would like and basic app questions. I wanted the rewards one but it doesn't show up. So not sure how that works if I should just go to the main page and try from there. I mean the rewards isn't special it's like 1 point per dollar so nothing big so idk.
I doubt they will approve you for two cards. Did you accept the $7,500 limit card? If yes, you can ask them to convert to platinum rewards. It's very easy process.
I didn't mention the card when i called back to finished the membership. I only want one card just the rewards. But the platinum is coming up pre-qualified.
@Anonymous wrote:I didn't mention the card when i called back to finished the membership. I only want one card just the rewards. But the platinum is coming up pre-qualified.
When I submitted for rewards card I was given option on next screen to pick out of two of them.
@AnonymousThe reps i spoke with said they use the same pull for 45 days. Thats just what I was told so dont listen to me, I would call for yourself to be sure. I only had one pull for all : cc applied first then membership then personal loan
Note the best time to call from my experience is a hour before they close, no waiting time
I finally decided I would app for the card so I just clicked on the apply link in my page and it said they would be in touch with me. So not sure how that works. They told me I was approved for 7500 on the phone but on the app I put 15000 on the limit desired.