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DCU question(s)

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2Hearts1Love
Established Member

DCU question(s)

Not sure where I should post this.
I live in IL and would like to know if DCU approves memberships if u don't live in their Membership Community or State? Just a little curious as to how to get approved for a checking acct & auto loan since I live in IL.
(No I don't know anyone that is a member).
Message 1 of 15
14 REPLIES 14
reckedhim
Frequent Contributor

Re: DCU question(s)

Yes, you can get approved if you don't live in MA.  I live in Wisconsin and was approved for an auto loan within the last week at 1.24% which is pretty unbeatable.

 

I forget how to sign up for a checking/savings account since I did it awhile ago.  However, I remember it was pretty easy.  Their customer service seems to be very friendly so you should call them if you have any questions.

Message 2 of 15
2Hearts1Love
Established Member

Re: DCU question(s)

Cool!! Thanx neighbor!!😁
Message 3 of 15
wreith
Frequent Contributor

Re: DCU question(s)


@2Hearts1Love wrote:
Not sure where I should post this.
I live in IL and would like to know if DCU approves memberships if u don't live in their Membership Community or State? Just a little curious as to how to get approved for a checking acct & auto loan since I live in IL.
(No I don't know anyone that is a member).

I'm from IL and I just joined them.  Go to their page, click open savings or checking account.  I did savings.  You'll have the option of donating to one of their organization's.  It'll be a HP to join.  I did the $15.00 donation and $5.00 funding of the savings account.  I had to email them a copy of my DL and my S.S. card.  Hope this helps.

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Message 4 of 15
black_citi
Established Contributor

Re: DCU question(s)

I live in Chicago and opened a savings with them last week. I also refinanced my car with them at 6.5% from 13%. Its easy to join. I am thinking of opening a checking with them. I currentely bank with Chase. Ive been with Chase for about 7 years but I think its time for me to move on. I've been blacklisted with chase so I cant do any loans or CC with them and i dont care. All i have is checking and savings with chase.

Give DCU a call. They can definitely help you. Smiley Happy
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Message 5 of 15
Jsun32
Member

Re: DCU question(s)

I live in California and was approved for an auto refinance and a credit card last week. I did apply for membership first and it took about a week to process after emailing and faxing SS card & drivers license. To get approved for the re-fi & cc I had to email pay stubs but both applications only took about a day to process and my old auto loan has already been paid off.

Message 6 of 15
2Hearts1Love
Established Member

Re: DCU question(s)

Thanx, u guys are so helpful. Im definitley gonna give them a call...fingers crossed😁
Message 7 of 15
goldengopher1991
Contributor

Re: DCU question(s)

I just got approved for an auto loan with DCU, but based on their membership criteria it doesnt look like I can get membership... and on my auto loan approval form it says:

 

YOU MUST BECOME A DCU MEMBER, OPEN YOUR ACCOUNT TODAY AT DCU.ORG;

A PURCHASE AND SALES AGREEMENT FROM THE DEALER;

 

Does this mean I can't get my financing with them then? Or do I just open a checking account with them and I'll be okay?

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Message 8 of 15
Remember0
Valued Contributor

Re: DCU question(s)

Anybody can join by donating $10 as long as they are in one of the 50 states (+DC I assume):

 

https://www.dcu.org/infodesk/membership/participating-organizations.html

Message 9 of 15
goldengopher1991
Contributor

Re: DCU question(s)


@Remember0 wrote:

Anybody can join by donating $10 as long as they are in one of the 50 states (+DC I assume):

 

https://www.dcu.org/infodesk/membership/participating-organizations.html


So do I need to join this Reach Out for Schools first then apply for DCU Membership?

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Message 10 of 15
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