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Do I qualify?

tag
Anonymous
Not applicable

Do I qualify?

Credit Score: EQ 689  TU 699  EX 677
AAoA: 5 years
# of positive trade lines: 5
# of negative trade lines: 0
Income: 85,000
Lenght of Employment: 17
Previous Loan Experience: One loan through Toyota Financial
Debt-to-Income (DTI): 7%
Year of Car: 2014
Miles: New
Purchase/Refinance: Purchase
Requested loan term (XX Months): 60
Down payment amount: 3000
Co-borrower/Co-Signer: No
Other: Wanting to finace with Toyota again.

 

 

Thank you in advance

Message 1 of 5
4 REPLIES 4
sccredit
Valued Contributor

Re: Do I qualify?

I would imagine you would be fine

Message 2 of 5
Luscher
Valued Contributor

Re: Do I qualify?

You should have no problem getting approved.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 3 of 5
Anonymous
Not applicable

Re: Do I qualify?

Yep! It went through. New 4Runner in the driveway.

 

For reference, Toyota approved me but since the purchase exceeded 39k they wanted to up the rate. They put me through a CU instead which kept me at 2.9%. 

Message 4 of 5
Luscher
Valued Contributor

Re: Do I qualify?

awesome! congrats
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 5 of 5
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