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There is a used car for sale, 2005 Infiniti being sold locally by the owner of a franchise of restaurants here in my city. The car is only $7,500 runs great, inside is amazing, only issue us a small dent I can get fixed & needs a new paint job looks dusty. I really want the car & I've been working hard on repairing my credit these past few months. My scores as of today are 605 582 591.. I am joining a credit union this month. No I don't have a co signer, with these scores any chance I could get a loan with CU for this amount? My income is about 30k yearly
if anyone would do it it's probably the credit union but it's going to depend on which one and miles on car.... best to go and chat with them and see if you can sit with the loan officer.
They will either finance you with a Large Down deposit and high APR or ask you for a Co-signer