It may be difficult to get a loan from a mainstream lender with your score, but you do have a good income and low DTI. You would have a pretty high interest rate also. You could try a CU or someone like Roadloans/Santander.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@Shogun wrote:It may be difficult to get a loan from a mainstream lender with your score, but you do have a good income and low DTI. You would have a pretty high interest rate also. You could try a CU or someone like Roadloans/Santander.
+1 on Santander. I refinance Santander everyday and interest rates are between 6% - 26%. Your credit score falls right in line with what i normally see for Santander. Though the only way people normally receive financing from Santander is from a dealership. Do you feel comfortable walking into a dealership? Something I always tell my customers is that the dealership is a game that you have to learn how to play.
I would begin your search by finding a vehcile from a dealership, you should be able to obtain financing from them. When was the repo?
