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I was approved for a DriveTime loan. I don't know for how much or the APR bc I applied online in the middle of the night and a lady called me back this morning (I was still sleep) and left a message: "good news you've been approved". What are their interest rates like? The website gives no informationa and you can't even see photos of the vehicles.
I was also approved with roadloans, but I'm not sure if I want to use the voucher bc they APR is soooo high 17.99% (my credit sucks TU 590---before my dispute which is still pending from all 3 CBs). They refered me to carmax and I found a car that I really like.
Anyways, the original question was what was your experieince like with drivetime??? I'm going to call the lady back so I can compare the two loans.
Run, do not walk, away from these people. Unless you have no other option, Drivetime is the last one you want to do bussiness with. I've had experience with them and know first hand.
@jazz_collegegrad08 wrote:
Ok thanks a lot people. I'm still wondering if I should pursue roadloans. I'm a CU member but don't expect to get a better interest rate from them either bc of recent inquires and low credit score. Should I just accept the 17.99% from roadloans and refinance in a couple months after I boost my score?
If you can qualify with the CU, it will be a better rate than Roadloans. The question of whether you qualify is another discussion.