Enhanced Score????

[JusdoNit]

I recently applied for an auto loan through the CU.  I was told that my score was 710, but my enhanced auto score was 670.  HUH?  I thought the enhanced made the score higher.

They offered me a lower interest rate because I have good scores and have been a member for quite sometime, but again, I thought the enhanced made my score higher.  Anyone?

[Anonymous]

The industry specific/"enhanced" scores don't, by default, make your score higher. The auto-enhanced score is weighted more heavily towards your prior installment history. If you're 'light' in that area, or have some blemishes, your auto-enhanced FICO score might definitely be lower than your other scores.

[JusdoNit]

ok, thanks.