Hello all. I'm in the market of hopefully purchasing a new car. My experian score is 682, trans union 544 and equifax 549. Are there any banks that will only pull my experian score to get approved? I went to a Honda dealership in Chicago a couple months ago and they only pulled my trans union which is my worst score. Any help would be appreciated!
Did you get those scores here or somewhere else?
Are they from the new 3 bureau reports that just came out last week showing 2 of 3 auto enhanced scores? http://www.myfico.com/Products/FICO-Score-3-Report-View/
If you don't know your auto enhanced scores, it is worth getting the new reports so you can see where you are scorewise.
You might also want to visit the rebuilding forum to see what you can do to bump your scores up over 600
Your other option is to go to another dealer. Most dealers send out requests to banks. And the banks individually pull reports (hence people getting 10 or 12 inquiries from car shopping.) You will get a variety of approvals/declines and various rates depending on which bank pulls which report.