Well, it finally happened to me. I loved my job, pay was good and I actually enjoyed the people I was working with......... and then I got laid off. 4 weeks out of work, I was able to renegotiate my contract with the company and get a slightly different job at almost the same pay. Being that I was in debt to begin with, 4 weeks out of work and out of money didnt help. All of my creditors were willing to work with me and negotiate my payments but I had a question in regards to Ford Credit. They extended my payment due date by a month, I was wondering, how would this be reported on my credit file?
