Hi sorry if this is posted somewhere but I haven't found an answer.
ive seen that they pull EQ but then also saw someone say they pulled EX. Does it vary from state to state? I'm in FL if that matters, if anyone knows the min approval rate required for used car loan.
not looking to lease.
I got denied at my CU, makes zero sense. The reason says "excessive obligations" what does that even mean??? Lol I only have 2 CC's and an auto loan that's almost paid off.
I even addded my mother as a co-signer who has a 750 score. She's retired, guess that's not enough for them. My scores are in the low to mid 600s right now.
The dealership never tells you these things straight up when you ask. So if anyone knows minimum scores that would help! Thanks
-------------------------------------------------------------------------------------------------
EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
