I'm trying to get a handle on reputable lenders that use these specific types of Fico scores, as well as how they use them.
My Auto history is spotless, but some other recent demerits on late CC payments last year. Paid off over 15K in CC debt recently, so scores have been going up a lot.
So yeah, if anyone can recommend a lender with the above notations, that would be helpful!
As an aside, I don't qualify for Penfed, but have seen good things.
