Hello everyone I'm new here and have a question. I have a bad credit problem. I have a credit score of 547 last time I checked. I saw Ford had a fresh start program to help those with bad credit. I applied the guy called me and said it looks like I may be approved he asked what car I was looking at out of the inventory for fresh start I said it doesn't matter as long as it runs and is dependable but would like something bigger if possible for my job he asked when I could come in then asked me if I have 1500 down I said I can make some calls and try and get that he asked if I had a trade in I said yes but that it was a 93.. he said he can have it checked out but that I won't get much. Anyways my question is. Is there anyway any chance I can get approved without down payment. My first auto loan I lost due to a collision with a drunk driver that totalled my car. Then I had a new loan and that one got repo due to being laid off. Other then that I almost paid of the first one on both was never late.