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? Ford financing

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utkscvol1
New Member

? Ford financing

If I apply online for ford financing and get turned down- can I apply at the dealership with a consigned with perfect credit and me applying online not hurt me?
Message 1 of 3
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DaveSignal
Valued Contributor

Re: ? Ford financing

If you have a cosigner with perfect credit and a long history then it doesn't really matter what your score is (or how many times you have been declined credit before).   They will give you the car because they know someone with sky high credit like that is not gonna let their credit rating go down the drain by you missing payments and will make your payments if need be to protect that perfect credit rating.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 2 of 3
webhopper
Moderator Emeritus

Re: ? Ford financing

Before getting a co signer you should read the forum on relationships and money. Are you willing to lose your relationship with that person if you get in a pinch one month?
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


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