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NFCU Approval

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Anonymous
Not applicable

NFCU Approval

I was recently approved for a $55000 6 year 3.79% apr for a new car from NFCU.

 

I only expect to use around 35K, but it was nice to see the approval with my score.

Message 1 of 11
10 REPLIES 10
vetstorm91
New Contributor

Re: NFCU Approval

That's great congrats. Did you have previous auto loan nfcu? Do you have any negative marks? I am vet and thought about joining that credit union
Message 2 of 11
Anonymous
Not applicable

Re: NFCU Approval


@vetstorm91 wrote:
That's great congrats. Did you have previous auto loan nfcu? Do you have any negative marks? I am vet and thought about joining that credit union
I had one previous auto loan but it wasnt with NFCU.  I have two collections from 3.5 years ago reporting.

 

Message 3 of 11
iMacDrew
Frequent Contributor

Re: NFCU Approval


@vetstorm91 wrote:
That's great congrats. Did you have previous auto loan nfcu? Do you have any negative marks? I am vet and thought about joining that credit union

if you arent collecting a pension, or retired from the military I dont think Navy Fed would accept you. Theres a eligibility checklist on their site.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 4 of 11
ceejx
Established Contributor

Re: NFCU Approval


@iMacDrew wrote:

@vetstorm91 wrote:
That's great congrats. Did you have previous auto loan nfcu? Do you have any negative marks? I am vet and thought about joining that credit union

if you arent collecting a pension, or retired from the military I dont think Navy Fed would accept you. Theres a eligibility checklist on their site.


active/retired military roommates and parents/siblings are enough to be eligable too

Message 5 of 11
vetstorm91
New Contributor

Re: NFCU Approval

navy.

Message 6 of 11
Revelate
Moderator Emeritus

Re: NFCU Approval


@vetstorm91 wrote:
That's great congrats. Did you have previous auto loan nfcu? Do you have any negative marks? I am vet and thought about joining that credit union

See if you're qualified, and if so, just join.  There's really no reason not to and they appear to be the most consumer friendly lender out there currently.  That may change over time, but for now, they're absolutely first rate and well worth joining.  From this forum they have some loopy success rate in terms of customers, something like 95% or more take the deal NFCU offers over anyone else, or their CC approvals just annihilate other lenders.

 

 




        
Message 7 of 11
Anonymous
Not applicable

Re: NFCU Approval

Thats a huge amount and a great rate! If you dont mind me asking, what is your annual income?

Message 8 of 11
Anonymous
Not applicable

Re: NFCU Approval


@Anonymous wrote:

Thats a huge amount and a great rate! If you dont mind me asking, what is your annual income?


135K

Message 9 of 11
webhopper
Moderator Emeritus

Re: NFCU Approval

What kind of car will you get?
FICO 8:
Goal: Gardening!
Message 10 of 11
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