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Fraud Alert and Pre-Qualification?

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EaglesFan2006
Established Contributor

Fraud Alert and Pre-Qualification?

Would a fraud alert prevent me from getting a pre-qualification?  I'm specififcally talking about the Capital One Pre-Qual tool, which I know is a soft pull.  I do have fraud alerts on my CRs, and after I submitted the pre-qual it said it wasn't able to process and they will contact me in 3 days.

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Anonymous
Not applicable

Re: Fraud Alert and Pre-Qualification?

Definitely could.

 

Also, Capital One has a (somewhat random) habit of verifying information before releasing a prequalification - even though it's a soft pull.

They may be wanting to verify something, give them a call and ask... 

 

Otherwise, I'd say it'd be safe to assume that it is your fraud protection that is preventing the prequalification.

 

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