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Hi all,
I poked around a little bit but I wasn't able to find an answer to my question. Someone mentioned to me a while ago that they froze all but one of their credit reports when applying for an auto loan through Toyota Financial. They effectively chose the most attractive report and then froze the two others. Has anyone ever heard of this being done?
I'm looking at a Corolla lease pretty soon, and right now my TU is between 10 and 30 points higher than EQ or EX, so this sounds like it might be a good option for me. Thanks!
Apologies - I had no idea it was against policy to discuss. I'm relatively new to this, so I wasn't sure if it was a common thing to do or not.
It sounds like TFS will take the highest score anyway.
Thanks!
Discussions about freezing CRA in order to force HP on a particular CRA are not in accordance with TOS.
@Remedios wrote:Discussions about freezing CRA in order to force HP on a particular CRA are not in accordance with TOS.
Understood - can I delete this thread?