@snickerpedia I applied last night for just a membership and they denied me due to Chexsystems inquiries. I had applied with Apple FCU and Unify and today when I called, they said due to amount of inquiries for banking accounts they are unable to grant me a membership at this time. I would say due to that they are Chexsystems sensitive. She did say they don't pull credit reports for the membership only loan products and credit cards.
