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Wow, really?
Get your cards paid off before you do anything. Once paid off, ditch credit one. Then work on paying off the other loans. Once you get that accomplished, save up a down payment.
Seems like you are a ways from being in a position to buy again.
Credit one charges high fee's. No reason to have them since you got a capital one account.
I would say focus on the dodge after getting the credit cards paid off. At 25% interest, it should be your only concern. Get it paid down so that it is worth more than is owed. Once you score reflects the paid off credit cards. Work on getting a refi on the dodge.
@NiNoMArksLA wrote:
Why should I close credit one for and I am paying all my credit cards off on the 2th and I have $3,500 to put down ... I had credit one for couple months now
What Dustink is trying to do is help you save some money by avoiding fees. Is Credit one your youngest credit line?
@dabrian wrote:
Pay off the cards, pay down on the Dodge to where you are in position to refinance, then walk in with a sizable down payment if your deadset on buying new.
THIS