Hi All,
Has anyone ever heard of or used Global Lending Service to finace a car?
Here is my (short & sweet) backstory:
BK discharged April 2020
I currently have
- GM Lease with no lates
- Altra Credit Union Truck loan Current now but had 90 day lates
- Altra Credit Union HD loan Current now but had 90 day lates
- CapitolOne already issued a non secured Platinum w/$300 limit
- Credit One (I know, I know) already issued a non secured card w/$500 limit and $39 AF
I don't think either of the cc's are repoting yet. I believe my scores are very low 600's or even very high 500's.
I was prequalified by Chrysler Financial and Global Lending Service (GLS is around 14%). I did check Cap1 Auto and they had nothing for me. I also eached out to a local Credit Union and they said they would consider me as well. Anyway, the GLS, for a short term 6-12 months until I can refinance, didn't seem so bad to me. I just didnt want to get stuck with a horrific compant that I will have challeges getting away from or get screwed on the payoff or something.
Any thoughts would be really appreciated..
Thanks in advance!
FICO 8 (as of 8-6-2020)
EQ 611
TU 561
EX 592
BK CH 7 Discharged April 2020