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We just purchased a 2006 Jeep Liberty with only 19,000 miles on it today. We did financing with our local credit union for 5.95%. We got a great deal on the Liberty and a good trade in on our old vehicle. I was very happy as we had a BK from 2006 on and have worked very hard to rebuild our credit. Our scores were high enough to get the best financing offered through our credit union. We pick up the new Jeep on Monday!!!