I would like to purschase a jeep wrangler or a sport bike before this upcoming spring. I havent decided just yet but I would like to take out a $5000 persona loan from NFCU or USAA. The problem is I just financed a new car with my own credit 2 months ago. I am 20yo with a good job and I currently go to school. I had a small secured loan from NFCU before. What is the criteria for either baks on personal loans?
P.S. dont mind the scores below, I havent had a chance to update yet. My util. will be below 5% but I will have a 2+ yo collection account