Applied with my credit union and received a rate that I am very happy with at 4.49%. My approval is valid for 2 months so I have a little time to shop around. My last car loan 8 years ago was 18% and my scores were in the gutter so this is a BIG improvement for me. Thanks myfico forums for all you help!
Congrats Saedra let us know what type of car you buy I'm here in GA does anyone know of some really CU"s in the Atlanta area. I would love to join one My FICO"s are in the high 700"s what kind of rate do you think I may eligible for thru a CU I know just a estimate new vehicle 60 mos.