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Harley Davidson

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Anonymous
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Harley Davidson

Went looking at harley this weekend and the salesmen at the dealership told me that with a 700 or up credit score he could get me 0.99% financing. Does anyone know what they pull?

 

Price is 21900

down 12000

 

I might add that my credit file is thin, my fico scores are showing

TU 727

EX 740

EQ 715

 

i have 1 year auto loan perfect payments

and 5 monts cap 1 card perfect payments

and 4 new accounts

4 inquirys

0 baddies

average age is showing 5 months

 

anyone have any suggestions or advice? I didnt let them pull my credit as they were not going to give me even close to wanted on my trade in so i decided to sell it myself.

Message 1 of 16
15 REPLIES 15
_jb_
Frequent Contributor

Re: Harley Davidson

I don't have an answer for you, but I find this interesting. I have never seen lower than about 5-6% advertised for any motorcycle, even new. You said this was at an HD dealership?



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Message 2 of 16
Anonymous
Not applicable

Re: Harley Davidson


@_jb_ wrote:

I don't have an answer for you, but I find this interesting. I have never seen lower than about 5-6% advertised for any motorcycle, even new. You said this was at an HD dealership?


yes, my dad just bought one 3 weeks ago and got 3% financing. the dealership is here in OKC. Im wondering if it is because it is a 2014 model?

Message 3 of 16
Anonymous
Not applicable

Re: Harley Davidson

anyone?

Message 4 of 16
sccredit
Valued Contributor

Re: Harley Davidson

Looks like Equifax

Message 5 of 16
Anonymous
Not applicable

Re: Harley Davidson


@sccredit wrote:

Looks like Equifax


ok seems that is my middle score, will go back in friday with some cash in hand and see if i can wiggle on the price.

Message 6 of 16
sccredit
Valued Contributor

Re: Harley Davidson

Good luck

Message 7 of 16
dabrian
Frequent Contributor

Re: Harley Davidson

My local Harley dealer is advertising the .99 as well.  I'm extremely jealous btw..

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Message 8 of 16
Anonymous
Not applicable

Re: Harley Davidson


@dabrian wrote:

My local Harley dealer is advertising the .99 as well.  I'm extremely jealous btw..


im going back today, when i get off work, i will post back what intrest rate and what bureo they pulled.

Message 9 of 16
wreith
Frequent Contributor

Re: Harley Davidson


@Anonymous wrote:

Went looking at harley this weekend and the salesmen at the dealership told me that with a 700 or up credit score he could get me 0.99% financing. Does anyone know what they pull?

 

Price is 21900

down 12000

 

I might add that my credit file is thin, my fico scores are showing

TU 727

EX 740

EQ 715

 

i have 1 year auto loan perfect payments

and 5 monts cap 1 card perfect payments

and 4 new accounts

4 inquirys

0 baddies

average age is showing 5 months

 

anyone have any suggestions or advice? I didnt let them pull my credit as they were not going to give me even close to wanted on my trade in so i decided to sell it myself.


They pulled EX and EQ for mine.  I got 8% because I was getting a used instead of new, 2007 Sportster Custom.  Had it been a new one it would have been high 5's.  Hope this helps you out.

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Message 10 of 16
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