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How and where to get approved?

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Anonymous
Not applicable

Re: How and where to get approved?

Well thanks for no advice, any ways got the loan $8000 finaced on a 03 tibby. They took 3000 trade in on my car which I owed 4800 on and sold me the car for $4000 when they had it priced at 7900. I also got GAP and 27k powertrain warrnty.

 

Bank communitywestcu

Loan amount 8000

Intrest rate 10.9

Message 11 of 18
guydiver
Established Contributor

Re: How and where to get approved?

Is it just me, or do I only see a $5800 deal here?  How the heck do you end up with a $8K loan??

Message 12 of 18
Anonymous
Not applicable

Re: How and where to get approved?

Gap,warranty,dealer fee, tax,processing fee, it adds up.

Message 13 of 18
cdtotten
Established Contributor

Re: How and where to get approved?

It usually doesn't add up that quickly.

 

You have a $4,000 car, $1,800 upside down on your old car, and you financed an addition $2,200 in "fees"?

 

GAP on a car of this value doesn't make much sense to me. How many months did you finance the car for?

 

How much did you pay for the powertrain warranty?

 

It really sounds like you are a young man that desperately wanted a new car and the dealership took advantage of you.


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


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Message 14 of 18
Anonymous
Not applicable

Re: How and where to get approved?

Please enjoy your vehicle.

 

pay if off as fast as you can.

 

Message 15 of 18
Anonymous
Not applicable

Re: How and where to get approved?

Thanks and its a nice car 30k powertrain warranty on a car with 102k miles is good if you ask me and my loans for 36months so I'm covered over more then half the life of the loan. And gap is a must cause if my car was ever totaled I'd need it to pay off negative equity
Message 16 of 18
Anonymous
Not applicable

Re: How and where to get approved?

Good luck.

Message 17 of 18
Anonymous
Not applicable

Re: How and where to get approved?

Thanks!
Message 18 of 18
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