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I want to purchase a car

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Valued Member

I want to purchase a car

Hi,

It it possible to finance a vehicle with charge off or repo listed on my credit report.  Will it be hard to find a bank that will take a chance on me?

The charge off is for 7K.  It was repo'd in 2015.  Other than this, my credit is ok. 

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Valued Contributor

Re: I want to purchase a car


@Kimboo wrote:

Hi,

It it possible to finance a vehicle with charge off or repo listed on my credit report.  Will it be hard to find a bank that will take a chance on me?

The charge off is for 7K.  It was repo'd in 2015.  Other than this, my credit is ok. 


A repo is a major derogatory against your FICO score. Do you know what your FICO scores are? If not I suggest you to creditchecktotal and pay a $1 for the trial and get your current scores and credit report from the 3B. 

















Your FICO credit scores are not just numbers, it’s a skill.

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