It it possible to finance a vehicle with charge off or repo listed on my credit report. Will it be hard to find a bank that will take a chance on me?
The charge off is for 7K. It was repo'd in 2015. Other than this, my credit is ok.
A repo is a major derogatory against your FICO score. Do you know what your FICO scores are? If not I suggest you to creditchecktotal and pay a $1 for the trial and get your current scores and credit report from the 3B.
Your FICO credit scores are not just numbers, it’s a skill.